FHA VS Conventional loan programs in 2026 for Incline-Village, Washoe County, Nevada

In the year 2026, the limit for conventional loans in Incline-Village, in the county of Washoe, NV, is $647,200. At the same time, the FHA limit for a single-family home stands at $534,750.

To evaluate today's best rates, use the Lendersa® Conventional loan calculator, which allows comparison between Conventional, FHA, and USDA programs. Understand what income, credit score, reserves, and documents are necessary to qualify. With our detailed mortgage calculator, you can view Conventional, USDA, FHA, and VA loans side by side to determine the best option in NV tailored to your unique financial needs.

Compare loan offers from 100 lenders

Loan limits and down payment requirements for 2026 in Incline-Village, county of Washoe, NV

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $534,750 3.5%

This comparison table is relevant for zip codes: 89451

Options for Conventional and FHA loans in Incline-Village, NV

The aim of Lendersa® is to secure you the most advantageous Conventional, USDA, or FHA loan quickly and efficiently. Choose one of the following three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Incline-Village Lenders

  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lends in Nevada
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns

  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Lends in Nevada
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.

  • Sierra Pacific Federal Credit Union
  • 6100 Neil Rd, Suite 150, Reno, NV, 89511
  • Lends in Nevada
  • Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.

  • Home Wealth Funding Inc
  • 5595 Kietzke Lane, Suite 100, Reno, NV, 89511
  • Lends in Nevada
  • Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.

  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Lends in Nevada
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.

  • Integrity Business Solutions
  • 10110 Canyon Country Rd, Reno, NV, 89521
  • Lends in Nevada
  • To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.

  • Design Financial
  • 6119 Ridgeview Court, Suite 500, Reno, NV, 89519
  • Lends in Nevada
  • The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Lends in Nevada
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.

  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Lends in Nevada
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.

  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Lends in Nevada
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!