FHA VS Conventional loan programs in Reno, Washoe County, Nevada

In 2026, the allowable limit for a conventional loan in Reno, located within Washoe county, NV, is $726,200. Meanwhile, the FHA loan limit for a single-family home is established at $621,000.

Use the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program best suits your financial circumstances in NV.

Evaluate loan offers from 100 different lenders

Loan Limits and Down Payment Requirements in Reno, Washoe County, NV, for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $427,800 0%
FHA $621,000 3.5%

This comparison table is relevant for the following zip codes: 89521

Options for Conventional and FHA Loans in Reno, NV

At Lendersa®, our focus is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. You can select from one of three starting points to connect with suitable lenders and loan programs.

Explore results with Lendersa USDA loan requests


  • Quick Easy Mortgage LLC
  • 2790 N Federal Hwy, Suite 201, Boca Raton, FL, 33431
  • Our business takes great pride in helping our clients make their dreams come true. We know that buying a home is one of the biggest financial decisions one can take, therefore we make sure we follow along and guide them in every step of the way.We've been helping customers afford the homes of their dreams for many years and we love what we do.

  • Strong Home Mortgage, LLC
  • 2255 Glades Road, Boca Raton, FL, 33431
  • We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.

  • Dreamlink Mortgage
  • 520 Northeast 44th Street, Boca Raton, FL, 33431
  • Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.

  • KESSNER FINANCIAL, INC
  • 5550 Glades Road #305, Boca Raton, FL, 33431
  • KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.

  • City 1st Mortgage Services
  • 2255 Glades Road, Suite 324A & 319A, Boca Raton, FL, 33431
  • "City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds

  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.

  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
    WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU

  • Ideal Lending Solutions
  • 301 Yamato Road #1240, Boca Raton, FL, 33431
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.

  • LendingOne
  • 901 Yamato Road, Suite 150, Boca Raton, FL, 33431
  • LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.

  • Kingdom Lending Group Corp
  • 441 South State Road 7, Suite 19A, Margate, FL, 33068
  • Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer