Explore the differences! FHA VS Conventional loan programs in Spring-Valley, Clark County, Nevada

For 2026, the conventional loan cap in Spring-Valley, within Clark, NV, is $647,200, while the FHA limit for a single-family residence is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA options. It helps determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program for your financial situation in NV.

Review loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Spring-Valley, County of Clark, NV

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $300,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 89103

Conventional and FHA Loan Options in Spring-Valley, NV

Lendersa® aims to quickly secure the most favorable Conventional, USDA, or FHA loans hassle-free. Choose from one of three starting points to find matching lenders and loan programs.

Explore results with Lendersa USDA loan requests


Spring-Valley Lenders

  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • Lends in Nevada
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.

  • New Heights Lending LLC
  • 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
  • Lends in Nevada
  • New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.

  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • Lends in Nevada
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business

  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Lends in Nevada
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.

  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • Lends in Nevada
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in

  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Lends in Nevada
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.

  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • Lends in Nevada
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage

  • Family Mortgage Inc
  • 4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
  • Lends in Nevada
  • Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.

  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Lends in Nevada
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.

  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • Lends in Nevada
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.