FHA VS Conventional loan programs in Alden, Erie County, New York

In 2025, Convetional loan limit in Alden, county of Erie, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Alden, county of Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14004, 14038

Conventional and FHA loan options in Alden, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Season Funding, Inc.
  • 16551 Vellano Club Drive, Chino Hills, CA, 91709
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Centerpointe Financial Inc.
  • 14455 Spring Crest Drive, Chino Hills, CA, 91709
  • We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
  • SoCal Pacific Real Estate Services
  • 5861 Pine Ave, Chino Hills, CA, 91709
  • SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pacific Tech Financial
  • 4594 Saint Andrews Drive, Chino Hills, CA, 91709
  • At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing
  • J Bee Home Loans
  • 13362 Emerald Way, Chino Hills, CA, 91709
  • JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
  • Norstar Capital
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
  • Urban Lynx Realty, Inc
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.