Explore the differences! FHA VS Conventional loan programs in Alden, Erie County, New York

In 2026, the Conventional loan limit for Alden, which sits in the county of Erie, NY, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to explore the best rates available today for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in finding the best program suited to your individual financial situation in NY.

Explore and compare loan offers from over 100 different lenders

2026 Loan Limits and Down Payment Requirements in Alden, County of Erie, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is related to these zip codes: 14004

Explore Conventional and FHA Loan Options in Alden, NY

The aim of Lendersa® is to quickly and effortlessly connect you with the best loan choices, whether they are Conventional, USDA, or FHA. Start with one of three pathways that result in matching you with optimal lenders and loan programs.

Discover Lendersa's USDA loan request and matching results


  • Beacon Financial
  • 1102 W. Market St, Suite 20, Johnson City, TN, 37604
  • Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender.

    Our mission is to provide financial products & services that add superior value to membe

  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
  • At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.

  • Signature Mortgage Inc.
  • 3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
  • We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.

  • Magnolia Mortgage, LLC
  • 3831 Charlestown Rd., New Albany, IN, 47150
  • At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.

  • Kentuckiana Mortgage Group Inc
  • 401 E Main St, Suite 100, New Albany, IN, 47150
  • Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.

  • Bangor Federal Credit Union
  • 339 Hogan Road, Bangor, ME, 04401
  • The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.

  • Mainely Mortgages
  • 53 Croghan Rd, Bangor, ME, 04401
  • Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one

  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.

  • Discount Equity Services Inc
  • 4800 Strawberry Lane, Louisville, KY, 40209
  • Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.