FHA VS Conventional loan in Alden, Erie County, New York

In 2025, the Conventional loan limit for Alden, which sits in the county of Erie, NY, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to explore the best rates available today for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in finding the best program suited to your individual financial situation in NY.

Explore and compare loan offers from over 100 different lenders

2025 Loan Limits and Down Payment Requirements in Alden, County of Erie, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is related to these zip codes: 14004, 14038

Explore Conventional and FHA Loan Options in Alden, NY

The aim of Lendersa® is to quickly and effortlessly connect you with the best loan choices, whether they are Conventional, USDA, or FHA. Start with one of three pathways that result in matching you with optimal lenders and loan programs.

Discover Lendersa's USDA loan request and matching results


  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
  • JLM Capital LLC
  • 515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
  • We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.
  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
  • Lendz Financial
  • 300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
  • Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.
  • Florida State Mortgage Group, Inc.
  • 1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
  • At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.
  • MORTGAGE DIRECT, LLC.
  • 501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
  • Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
  • M & M Private Lending Group, LLC
  • 1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301
  • M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.
  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
  • First National Bank of Louisiana
  • 128 North Parkerson Avenue, Crowley, LA, 70526
  • Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.