Explore the differences! FHA VS Conventional loan programs in Pembroke, Genesee County, New York

In 2025, the Conventional loan limit in Pembroke, located in Genesee County, NY, is set at $726,200. Comparatively, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's prime rates among Conventional, FHA, and USDA options. Evaluate the income, credit, reserves, and required documentation to qualify. Our advanced mortgage tool positions Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the best program in NY for your financial circumstances.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Pembroke, Genesee County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 14036, 14056

Options for Conventional and FHA Loans in Pembroke, NY

Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loans without unnecessary hassle. Select from one of the three initial paths to find matched lenders and suitable loan programs.

Lendersa's USDA loan request and match results


  • Zinex Realty
  • 1701 East Lincoln Avenue, Anaheim, CA, 92805
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Citizens Bank
  • 2355 Olympic Street, Springfield, OR, 97477
  • In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
  • Gateway Credit Union
  • 3030 Gateway Loop, Springfield, OR, 97477
  • Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
  • Fluent Mortgage
  • 1245 Main Street, Springfield, OR, 97477
  • "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000. Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
  • AIC Advanced Investment Corp
  • 380 Q Street, Suite 240, Springfield, OR, 97477
  • AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
  • Community Mortgage
  • 814 Morena Blvd, Suite 310, San Diego, CA, 92110
  • Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
  • California Lending Company Inc.
  • 3940 Hancock Street, Suite 109, San Diego, CA, 92110
  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,