Explore the differences! FHA VS Conventional loan programs in Pembroke, Genesee County, New York

In 2026, the Conventional loan limit in Pembroke, located in Genesee County, NY, is set at $726,200. Comparatively, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's prime rates among Conventional, FHA, and USDA options. Evaluate the income, credit, reserves, and required documentation to qualify. Our advanced mortgage tool positions Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the best program in NY for your financial circumstances.

Review loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Pembroke, Genesee County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 14036

Options for Conventional and FHA Loans in Pembroke, NY

Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loans without unnecessary hassle. Select from one of the three initial paths to find matched lenders and suitable loan programs.

Lendersa's USDA loan request and match results


Pembroke Lenders

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • Lends in New York
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.

  • 1st Priority Mortgage, Inc
  • 6000 Sheridan Dr, Williamsville, NY, 14221
  • Lends in New York
  • 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.

  • Mainstream Funding Network
  • 5586 Main Street, Williamsville, NY, 14221
  • Lends in New York
  • MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.

  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Lends in New York
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor

  • Good Neighbors Credit Union
  • 30 Brunswick Road, Depew, NY, 14043
  • Lends in New York
  • Good Neighbors Credit Union embraces its responsibility to serve a diverse membership – from underserved individuals looking to build a financial foundation to those with stronger means seeking a high-quality, accessible, stress-free banking alternative. We expertly deliver a range of products, services, tools,

  • AFGM Enterprises Federal Credit Union
  • 132 Cayuga Road, Cheektowaga, NY, 14225
  • Lends in New York
  • AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.