For 2025, the maximum permissible Conventional loan limit in Amsterdam, county of Montgomery, NY, is set at $726,200, while the FHA cap for a single-family house is $472,030.
With Lendersa® Conventional loan calculator, compare today's most competitive rates for Conventional, FHA, and USDA loans. It calculates the necessary income, credit standing, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining which program in NY fits your financial profile best.
Compare loan offers from 100 different lenders
| Loan Category | Maximum Loan | Down Payment required |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is valid for these zip codes: 12010
Lendersa® aims to swiftly provide you with optimal loan options—be it Conventional, USDA, or FHA—without unnecessary hassle. Start with one of three routes to connect with the right lenders and programs.
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