Envision Credit Union is a full-service financial institution that serves as a financial partner for residents and employees across multiple counties in North Florida and South Georgia. On January 14, 1954, ten Leon County teachers applied to the Comptroller of the State of Florida for a Certificate of Organization so they could organize the Leon County Teachers Credit Union. Each teacher contributed $5.00 to fund the organization and on January 26, 1954, their application was approved.
We became North Florida Education Credit Union in 1979 and opened a branch in Quincy after a merger with the City of Quincy Employees Credit Union. In 1980, the Credit Union grew again as we merged with the Big Bend Telco Credit Union. As more surrounding counties were added to our field of membership in January of 2001, we adopted a new name that was inclusive of everyone—Envision Credit Union.
Envision Credit Union’s commitment to the education community has remained strong throughout our growth. Our robust involvement includes local Teacher of the Year programs, school/organization sponsorship and donations, classroom mini-grants, supporting retired educator groups, an annual academic planner, Envision’s School Involvement Program, Envision's Swipe For Schools Program, and the overall the support of the Leon County School District. Envision is also the title sponsor for the Best and Brightest Awards program. Through this program, Envision was able to provide more than 1,200 students with $413,000 in scholarships. Envision most recently provided $175,000 in June of 2012 to sustain the program through 2017.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154