FHA VS Conventional loan programs in 2026 for Attica, Wyoming County, New York

For 2026, the limit for a conventional loan on a single-family home in Attica, located within Wyoming, NY, is set at $726,200. The FHA limit stands at $472,030.

With the Lendersa® Conventional loan calculator, assess and contrast the current best rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator gives you a side-by-side analysis of Conforming Conventional loans along with USDA, FHA, and VA options to assist in selecting the optimal program for your financial needs in NY.

Explore loan offers from a large pool of 100 lenders

Loan limits and down payment necessities for 2026 in Attica, Wyoming, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The above comparison is applicable to zip codes: 14569

Available Conventional and FHA loan options in Attica, NY

At Lendersa®, our mission is to help you obtain the utmost advantageous Conventional, USDA, or FHA loans promptly and without inconvenience. Choose from three starting pathways to get matched with suitable lenders and loan programs.

Request and match results for USDA loans from Lendersa


Attica Lenders

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • Lends in New York
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Lends in New York
  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Great Erie Federal Credit Union
  • 4000 N Buffalo Road, Orchard Park, NY, 14127
  • Lends in New York
  • Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees

  • Good Neighbors Credit Union
  • 30 Brunswick Road, Depew, NY, 14043
  • Lends in New York
  • Good Neighbors Credit Union embraces its responsibility to serve a diverse membership – from underserved individuals looking to build a financial foundation to those with stronger means seeking a high-quality, accessible, stress-free banking alternative. We expertly deliver a range of products, services, tools,

  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Lends in New York
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.