Explore the differences! FHA VS Conventional loan programs in Warsaw, Wyoming County, New York

In 2025, the limit for conventional loans in Warsaw, located in Wyoming county of NY, is $726,200. Concurrently, the FHA limit for a single-family home is set at $472,030, providing a broad set of options for prospective buyers.

Make use of the Lendersa® Conventional loan calculator to compare today’s most competitive rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator illustrates Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision in selecting the ideal program in NY to suit your financial circumstances.

Explore offers from a selection of 100 lenders

Loan Limits and Down Payment Information for 2025 in Warsaw, County of Wyoming, NY

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information is applicable to the following zip codes: 14569, 14550

Discover Conventional and FHA Loan Options in Warsaw, NY

Lendersa® aims to connect you with the finest Conventional, USDA, or FHA loans swiftly and without hassle. Choose from one of three starting paths that result in matched lenders and helpful loan programs.

Results of Lendersa USDA loan requests


  • Blue Wave Funding
  • 30021 Tomas Rancho, Santa Margarita, CA, 92688
  • At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • Pacific Choice Mortgage
  • 30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
  • We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
  • Heritage Grove Federal Credit Union
  • 631 Winter Street NE, Salem, OR, 97301
  • When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
  • Willamette Valley Bank
  • 101 High Street NE, Salem, OR, 97301
  • At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
  • Rock River Financial, Inc
  • 388 State St NE, Suite 500, Salem, OR, 97301
  • We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
  • Resident Lending Group
  • 1230 Liberty St. NE, Salem, OR, 97301
  • as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.