Explore the differences! FHA VS Conventional loan programs in Ballston, Saratoga County, New York
In 2025, the conventional loan maximum in Ballston, within the county of Saratoga, NY, amounts to $726,200. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, review Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on which program suits your financial needs in NY.
2025 Loan Limits and Downpayment Requirements in Ballston, County of Saratoga, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the following zip codes: 12019, 12027, 12020
Examining Conventional and FHA Loan Options in Ballston, NY
The goal of Lendersa® is to assist you in obtaining the best Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three strategies to initiate contact with matching lenders and loan programs.
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information.
United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.
We provide products and services that help the financial stability and economic growth for both our members and our community.
As part of your community, we plan for the future to help individuals
At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
