For the year 2025, the Conventional loan limit within the area of Clifton-Park, located in the county of Saratoga, NY, is set at $647,200. In contrast, the FHA loan limit for a single-family home in this region is defined at $420,680. These loan limits are crucial as they define borrowing thresholds essential for planning your real estate investments and financing strategies.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. This tool helps to discern the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in NY suited for your financial needs and goals.
Explore loan offers from a diverse range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison applies to the zip codes: 12019, 12065, 12151, 12148, facilitating a clear understanding of local loan restrictions.
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose one of three initial pathways to match with suitable lenders and access loan programs tailored to meet your needs. This methodology streamlines your path to home financing, ensuring an easier and more informed decision-making process.
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Bridge Loan Guides
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