FHA VS Conventional loan programs in Barton, Tioga County, New York

For 2026, the conventional loan cap in Barton, within Tioga county of NY, is set at $726,200. In comparison, the FHA limit for a single-family residence is $472,030.

With the Lendersa® calculator, compare today's rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and qualifications. Our sophisticated mortgage tool facilitates side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the suitable program for your financial standing in NY.

Compare offers from 100 lenders

2026 Loan Caps and Down Payment Requirements in Barton, Tioga, NY

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 13734

Exploring Loan Options for Conventional and FHA in Barton, NY

Lendersa® aims to quickly connect you with the best loan options for Conventional, USDA, or FHA without hassle. You can begin by choosing from one of three options leading to matching lenders and loan programs.

Lendersa USDA loan results


  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process

  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.

  • Northbrook Bank & Trust Company, National Association
  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.

  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.

  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.

    Whether you are:
    a first time buyer etc.

  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • B2 Funding Corporation
  • 1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
  • B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.

  • EON Mortgage Group
  • 950 Skokie Blvd Ste 204, Northbrook, IL, 60062
  • At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.