FHA VS Conventional loan programs in 2025 for Owego, Tioga County, New York
In 2025, the specified Conventional loan limit for Owego within the county of Tioga, NY, is $726,200. Meanwhile, the maximum limit for an FHA loan, applicable to single-family homes, stands at $472,030. Understanding these limits helps potential homebuyers plan their purchases effectively, ensuring they can borrow within acceptable parameters.
Lendersa® offers a Conventional loan calculator that allows you to compare the best available rates today between Conventional, FHA, and USDA loans. This tool is designed to assist you in determining the necessary income, credit status, reserves, and required documents for qualification. Our advanced mortgage calculator positions all options side by side—including Conforming Conventional loans, USDA, FHA, and VA loans—to help you choose the most suitable program in NY that aligns with your current financial landscape.
Details on 2025 loan limits and downpayment requirements in Owego, within the county of Tioga, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Please note that this informative table pertains to specific zip codes: 13732, 13760, 13827
Opportunity for Conventional and FHA Loans in Owego, NY
The principal aim at Lendersa® is to help you swiftly secure the most fitting Conventional, USDA, or FHA loan with ease and minimal hassle. Choose from three potential starting points to find lenders and loan programs that match your precise requirements.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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