Explore the differences! FHA VS Conventional loan programs in Bedford, Westchester County, New York
In 2026, the limit for a Conventional loan in Bedford, located within the county of Westchester, NY, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home in the same area is $1,089,300.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's preferred rates for Conventional, FHA, and USDA loans. This tool helps you determine the required income, credit standing, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can examine the differences between Conforming Conventional loans and USDA, FHA, and VA options side by side, enabling you to choose the best program in NY for your specific financial circumstances.
2026 Loan Limits and Downpayment Requirements in Bedford, County of Westchester, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table applies to zip codes: 10536
Discover Conventional and FHA Loan Options in Bedford, NY
At Lendersa®, our aim is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting options to find matching lenders and the right loan programs.
Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
Lends in New York
Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Lends in New York
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
