Explore the differences! FHA VS Conventional loan programs in Bedford, Westchester County, New York
In 2025, the limit for a Conventional loan in Bedford, located within the county of Westchester, NY, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home in the same area is $1,089,300.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's preferred rates for Conventional, FHA, and USDA loans. This tool helps you determine the required income, credit standing, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can examine the differences between Conforming Conventional loans and USDA, FHA, and VA options side by side, enabling you to choose the best program in NY for your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Bedford, County of Westchester, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table applies to zip codes: 10536, 10507, 10506, 10549
Discover Conventional and FHA Loan Options in Bedford, NY
At Lendersa®, our aim is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting options to find matching lenders and the right loan programs.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
FHA $100 Down Payment Program: 203B
• Property must be a HUD REO
• Loans up to county loan limits
• Credit scores down to 500. Ratios can’t exceed 43% when manual underw
1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
5100 Westheimer Road, Suite 200, Houston, TX, 77056
Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
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We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
