FHA VS Conventional loan in Heritage-Hills, Westchester County, New York
As of 2025, the Conventional loan limit in Heritage-Hills, Westchester County, NY, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to explore the best current rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to find the optimal program in NY for your financial situation.
2025 Loan Limits and Down Payment Requirements in Heritage-Hills, Westchester, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table applies to zip codes: 10589, 10540
Conventional and FHA Loan Options in Heritage-Hills, NY
The mission of Lendersa® is to connect you swiftly with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to locate matched lenders and suitable loan programs.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.
At MSF Lending - Mortgage Solution Finders Inc. we have a simple philosophy of treating our clients and our employees like our Family. With this approach we create a positive and nourishing environment for our employees and train them to apply the same principles when working with our clients.
Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.
We’re grateful for every member who chooses to be a part of the Apple family.
