FHA VS Conventional loan programs in 2026 for Heritage-Hills, Westchester County, New York
As of 2026, the Conventional loan limit in Heritage-Hills, Westchester County, NY, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to explore the best current rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to find the optimal program in NY for your financial situation.
2026 Loan Limits and Down Payment Requirements in Heritage-Hills, Westchester, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table applies to zip codes: 10589
Conventional and FHA Loan Options in Heritage-Hills, NY
The mission of Lendersa® is to connect you swiftly with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to locate matched lenders and suitable loan programs.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
Lends in New York
Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
