FHA VS Conventional loan programs in Catskill, Greene County, New York

In the year 2026, the conventional loan limit for Catskill in Greene county, NY is $726,200, whereas the FHA limit for a single-family residence is $472,030.

The Lendersa® Conventional loan calculator is available to help you compare the best rates between today's Conventional, FHA, and USDA options. It determines the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conventional, USDA, FHA, and VA loans side by side, guiding you to identify the ideal program for your specific financial needs in NY.

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2026 Loan Limits and Downpayment Requirements in Catskill, Greene, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in the table pertains to these zip codes: 12463

Conventional and FHA Loan Solutions in Catskill, NY

The primary goal of Lendersa® is to assist you in acquiring the most suitable Conventional, USDA, or FHA loans efficiently and smoothly. You can commence with any of the three options that lead you to compatible lenders and loan offerings.

Lendersa USDA loan request and matching results


Catskill Lenders

  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Lends in New York
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs

  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Lends in New York
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more

  • Ulster Federal Credit Union
  • 127 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.

  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Lends in New York
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Lends in New York
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.

  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • Lends in New York
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.

  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • Lends in New York
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years