FHA VS Conventional loan programs in Saugerties, Ulster County, New York

In 2025, the Conventional loan limit in Saugerties, nestled in the county of Ulster, NY, is $726,200. Conversely, the FHA limit for a single-family house is pegged at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the leading market rates across Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, visualize side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to help determine which program in NY is most beneficial for your individual financial needs.

Browse through loan offers from an expansive list of 100 lenders

2025 Loan Limits and Downpayment Necessities in Saugerties, County of Ulster, NY

Type of Loan Maximum Loan Limit Required Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures are applicable to the following zip codes: 12456, 12453, 12477, 12475, 12490, 12432

Options for Conventional and FHA Loans in Saugerties, NY

The goal of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you rapidly and effortlessly. Initiate the process using any of three beginning paths to align with matching lenders and loan programs.

View matching results for USDA loan requests at Lendersa


  • Uplands Mortgage LLC
  • 15104 Ports of Iona Drive, Fort Myers, FL, 33908
  • Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
  • Peoples Mortgage Company
  • 17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
  • Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
  • Horizon Bank Nebraska
  • 10841 North 142nd, Waverly, NE, 68462
  • Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
  • The Financial Solutions Boutique
  • 16801 Miramar Parkway, Miramar, FL, 33025
  • "We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
  • Critical lending group llc
  • 1110 Southwest 103rd Avenue, Hollywood, FL, 33025
  • 30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
  • Carrero Mortgage Advisors, LLC
  • 3600 Red Road, Suite 310, Miramar, FL, 33025
  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
  • Gateway Financials LLC
  • 2493 Centergate Drive, Unit 202, Miramar, FL, 33025
  • We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
  • Pineyro Capital Group Inc
  • 11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
  • Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • Hard Money Lenders IO | Private Loans Lender | Florida
  • 15805 Biscayne Blvd, North Miami Beach, FL, 33160
  • HARD MONEY LENDERS IO IS A PRIVATE LENDING COMPANY LOCATED IN MIAMI, FLORIDA GIVING LOANS TO REAL ESTATE INVESTORS AND ENTREPRENEURS. WE SPECIALIZE IN OFFERING LOANS TO PROFESSIONAL REAL ESTATE INVESTORS FOR THEIR NON-OWNER OCCUPIED REAL ESTATE INVESTMENT. WE OFFER TAILOR-MADE LOANS TO SUIT YOUR SPECIFIC NEEDS.
  • Mister Loans
  • 3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
  • Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.
  • Hard Money Company
  • 18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners. The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.