For 2025, the Conventional loan cap for Colden in the county of Erie, NY, is set at $726,200. At the same time, the FHA limit for a home designed for a single family stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans, carefully assessing the requirements for income, credit rating, reserves, and the necessary documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans, along with USDA, FHA, and VA loans, side by side. This comparative view helps you judge which program in NY fits your unique financial situation the best.
Get started by comparing loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table for comparison is applicable to these zip codes: 14069, 14025, 14080, 14170, 14033
The Lendersa® team's mission is to secure the optimal loan—be it Conventional, USDA, or FHA—as swiftly as possible, without fuss. Choose from three distinct starting paths that lead to matching lenders and the best-suited loan programs.
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Bridge Loan Guides
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