Explore the differences! FHA VS Conventional loan programs in Aurora, Erie County, New York
In 2025, the conventional loan limit for Aurora located in Erie County, NY, is $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to evaluate and compare the best available rates among Conventional, FHA, and USDA loans. Check what income, credit, reserves, and documents are necessary to qualify. This sophisticated tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to decide which program in NY best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Aurora, Erie County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The comparison table is applicable to the following zip codes: 14139, 14052, 14170
Conventional and FHA Loan Options in Aurora, NY
Lendersa® aims to provide you seamlessly with the best possible Conventional, USDA, or FHA loans. Choose from three pathways to connect with matching lenders and loan programs.
With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you.
Locations in Beemer, Fremont, Bancroft & Homer Nebraska
Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender.
Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.
Our professional team makes the following promises to each member:
We will honor the individual.
We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.
Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.