FHA VS Conventional loan programs in 2025 for Aurora, Erie County, New York

In 2025, the conventional loan limit for Aurora located in Erie County, NY, is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate and compare the best available rates among Conventional, FHA, and USDA loans. Check what income, credit, reserves, and documents are necessary to qualify. This sophisticated tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to decide which program in NY best matches your financial needs.

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2025 Loan Limits and Down Payment Requirements in Aurora, Erie County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table is applicable to the following zip codes: 14139, 14052, 14170

Conventional and FHA Loan Options in Aurora, NY

Lendersa® aims to provide you seamlessly with the best possible Conventional, USDA, or FHA loans. Choose from three pathways to connect with matching lenders and loan programs.

Results from Lendersa's USDA loan request


  • The Socha Lending Group
  • 1800 Glenarm Place, Suite 101, Denver, CO, 80202
  • With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
  • American Capital Financial LLC
  • 1675 Broadway, Suite 1950, Denver, CO, 80202
  • American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
  • Loan Verify Inc
  • 999 18th Street, Suite 3000, Denver, CO, 80202
  • At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.
  • Hunter Lending LLC
  • 1630 Welton Street, Suite 916, Denver, CO, 80202
  • "Hunter Lending saves time and reduces cost by providing customized mortgage solutions to assist clients in achieving their financial goals and objectives. Founded in 2003 by Ryan Hunter, our mission has been to provide the highest level of service resulting in the best customer experience."
  • 5280 Financial Group Inc
  • 600 17th Street, Suite 2800 South, Denver, CO, 80202
  • "5280 Financial Group, Inc. Colorado's best source for home purchase and refinance! We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
  • Front Range Mortgage
  • 600 17th St, Unit 2800, Denver, CO, 80202
  • Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
  • American United Capital Inc.
  • 730 17th Street , Suite 650, Denver, CO, 80202
  • American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns. American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender. We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely. Property is the
  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • https://www.tabs-llc.com
  • 7907 Zenobia St, Westminster, CO, 80030
  • TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a