FHA VS Conventional loan programs in Colonie, Albany County, New York
As of 2025, the conventional loan limit in Colonie, situated in the county of Albany, NY, is set at $726,200. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate top rates for Conventional, FHA, and USDA loans today, determining the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program is best suited for your financial needs in NY.
2025 Loan Limits and Downpayment Requirements in Colonie, County of Albany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This chart pertains to the following zip codes: 12204, 12205, 12047, 12211, 12189, 12304, 12303, 12309, 12110, 12128, 12247, 12288
Conventional and FHA Loan Opportunities in Colonie, NY
The aim of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without complication. Choose from one of the three starting options to find matching lenders and appropriate loan programs.
We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,
5307 Highway 290 West, Building B, Suite 5, Austin, TX, 78735
We know that each customer has specific needs, and here at Bentley & Leenher Mortgage Consulting, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you are looking for. With a variety of loan programs
5506 West Highway 290, Suite 300, Austin, TX, 78735
Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.
"56 Home Loans As a mortgage broker, we’re different. We monitor the pricing, loan programs and service levels of over 40 wholesale mortgage lenders to help place our clients with a more competitive mortgage.
An expert review of your current financial situation and personal goals.
Customized loan options to meet your goals and save you money."
Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.
First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
