Explore the differences! FHA VS Conventional loan programs in Colonie, Albany County, New York
As of 2025, the conventional loan limit in Colonie, situated in the county of Albany, NY, is set at $726,200. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate top rates for Conventional, FHA, and USDA loans today, determining the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program is best suited for your financial needs in NY.
2025 Loan Limits and Downpayment Requirements in Colonie, County of Albany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This chart pertains to the following zip codes: 12204, 12205, 12047, 12211, 12189, 12304, 12303, 12309, 12110, 12128, 12247, 12288
Conventional and FHA Loan Opportunities in Colonie, NY
The aim of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without complication. Choose from one of the three starting options to find matching lenders and appropriate loan programs.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
111 Corporate Drive, #270, Ladera Ranch, CA, 92694
"Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible
We offer a wide array of loan options to fit virtually every need Including;
Agency, FHA, Jumbo, HELOC and Portfolio programs.
Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
