Conventional Loans Vs FHA in Albany, NY [in 2025]

In 2025, Convetional loan limit in Albany, county of Albany, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Conventional and FHA loan options in Albany, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(308) 537-7181 1358 miles Lender's profile and map Reviews Flatwater Bank 900 Lake Avenue, Gothenburg, NE, 69138 Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
(308) 537-3684 1358 miles Lender's profile and map Reviews First State Bank Nebraska 605 10th Street, Gothenburg, NE, 69138 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
(405) 416-2223 1359 miles Lender's profile and map Reviews First Fidelity Financial Group 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118 First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
(405) 716-4565 1359 miles Lender's profile and map Reviews Champion Home Loans LLC 4335 N Classen, Suite 101, Oklahoma City, OK, 73118 We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
(405) 512-5626 1359 miles Lender's profile and map Reviews Red Dirt Lending 1220 NW 50th St, Oklahoma City, OK, 73118 Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
(405) 230-1328 1359 miles Lender's profile and map Reviews Focus Federal Credit Union 420 N.E. 10th Street, Oklahoma City, OK, 73104 In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
(405) 308-4208 1359 miles Lender's profile and map Reviews Progressive Financial Services Corp 424 NE 2nd Street, Oklahoma City, OK, 73104 The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(405) 755-1000 1359 miles Lender's profile and map Reviews Quail Creek Bank, National Association 12201 North May Avenue, Oklahoma City, OK, 73120 Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
(405) 608-4500 1359 miles Lender's profile and map Reviews First Liberty Bank OKC and Norman 9601 N May Avenue, Oklahoma City, OK, 73120 As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.