In Albany, within Albany county in NY, the loan limits for 2025 are set. For a single-family home, the conventional loan limit stands at $726,200, whereas the FHA limit is $472,030.
Utilize Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, and USDA rates, and ascertain the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the most suitable program for your financial circumstances in NY.
Explore loan proposals from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table pertains to zip codes: 12208, 12209, 12204, 12206, 12207, 12202, 12203, 12205, 12210, 12222, 12201, 12223, 12226, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12248, 12250, 12255, 12257, 12260, 12261
Lendersa® is dedicated to securing the most competitive rates for Conventional, USDA, or FHA loans quickly and efficiently. Initiate the process through one of three pathways, leading to customized matches for lenders and loan schemes.
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Bridge Loan Guides
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