In 2026, the conventional loan cap in Congers, situated in Rockland county, NY, is $1,089,300, whereas the FHA limit for a single-family property is $1,089,300.
Employ the Lendersa® Conventional loan calculator to examine the leading rates for Conventional, FHA, and USDA loans today. Evaluate income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in determining the most suitable program for your financial scenario in NY.
Evaluate loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
These comparisons are applicable for zip codes: 10989
The objective of Lendersa® is to swiftly and effortlessly secure the optimal Conventional, USDA, or FHA loan for you. Start by selecting from three available options that lead to matches with lenders and suitable loan programs.
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