In 2026, the loan limit for a Conventional mortgage in Valley-Cottage, situated within the county of Rockland, NY, is $970,800. Meanwhile, the FHA loan limit for a single-family house is set at $970,800. It's crucial to comprehend these thresholds if you're considering entering the housing market or refinancing in this region.
Make use of the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans together with USDA, FHA, and VA options, helping you decide on the program in NY that is most suitable for your financial situation.
Compare loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table applies to the following zip codes: 10994
The aim at Lendersa® is to ensure you secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose one of the three starting points to find matching lenders and loan programs tailored to your needs.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides