FHA VS Conventional loan programs in Elbridge, Onondaga County, New York

In 2026, the conventional loan limit for Elbridge in Onondaga county, NY, is $726,200. For a single-family home, the FHA limit stands at $472,030.

The Lendersa® Conventional loan calculator helps you compare today's best rates of Conventional, FHA, and USDA loans, allowing you to determine the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best program in NY for your specific financial situation.

Browse loan offers from a collection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Elbridge, Onondaga County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is relevant for zip codes: 13112

Conventional and FHA Loan Options in Elbridge, NY

Lendersa® strives to provide you with the best available Conventional, USDA, or FHA loans efficiently and without complications. Choose one of the three starting points available that lead to matching lenders and loan options.

Lendersa USDA loan request with matching results


  • The Brandon Drew Group- Mortgage Firm
  • 8463 HAVEN #B, Rancho Cucamonga, CA, 91730
  • The Brandon Drew Group is more than a family business, it’s our opportunity to serve our community the best way we know how. Whether you're a home buyer or real estate professional, we're devoted to adding confidence, clarity, and certainty to your biggest investments. After all, we know the type of attention each and every loan deserves.

  • Monterey Mortgage Hard Money Loans & Trust Deed Investments
  • 9513 Business Center Dr, Suite G, Rancho Cucamonga, CA, 91730
  • Rancho Cucamonga Mortgage Loans by a Rancho Cucamonga Mortgage Company. Monterey Mortgage 909-944-8001 – Specializing in Bad Credit Home Equity Loans, Hard Money Commercial Loans, and home loans with competitive interest rates and personal service. Rancho Cucamonga Mortgage Company serving all of California with hard money loans

  • O1NE MORTGAGE INC
  • 9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Old Arbor Mortgage
  • 908 Star Pl, Alpine, CA, 91901
  • Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.

  • Alpine Lending Group a Division of L & L Mortgages
  • 2875 Sage View Drive, Alpine, CA, 91901
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • The Mortgage Pros Funding, Inc
  • 4199 Flat Rock Road, Suite 116, Riverside, CA, 92505
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Certys Financial Inc.
  • 10705 Magnolia Ave, Riverside, CA, 92505
  • Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us

  • Campbell Financial Services, Inc.
  • 4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505
  • Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!

  • Inland Capital Finance
  • 4097 Trail Creek Road, Riverside, CA, 92505
  • Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.

  • Fidelity Bancorp
  • 3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.