Explore the differences! FHA VS Conventional loan programs in Elbridge, Onondaga County, New York

In 2025, the conventional loan limit for Elbridge in Onondaga county, NY, is $726,200. For a single-family home, the FHA limit stands at $472,030.

The Lendersa® Conventional loan calculator helps you compare today's best rates of Conventional, FHA, and USDA loans, allowing you to determine the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best program in NY for your specific financial situation.

Browse loan offers from a collection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Elbridge, Onondaga County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is relevant for zip codes: 13112, 13060, 13080

Conventional and FHA Loan Options in Elbridge, NY

Lendersa® strives to provide you with the best available Conventional, USDA, or FHA loans efficiently and without complications. Choose one of the three starting points available that lead to matching lenders and loan options.

Lendersa USDA loan request with matching results


  • Courtesy Mortgage Company
  • 2615 Camino Del Rio South, Suite 200, San Diego, CA, 92108
  • The Courtesy Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Metro Express Realty & Mortgage
  • 4025 Camino Del Rio S, Suite 300, San Diego, CA, 92108
  • Metro Express Realty & Mortgage Receive assistance with new home purchases, refinances, VA loans, and FHA loans from the professionals at Metro Express Mortgage, a mortgage broking company in San Diego, California. We carefully review each client's profile to find the perfect loan program and lender.
  • Homeplus Corporation
  • 2878 Camino Del Rio South, Suite 402, San Diego, CA, 92108
  • HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
  • Crestline Funding Corporation
  • 2810 Camino del Rio South, San Diego, CA, 92108
  • "Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
  • Cabrillo Mortgage
  • 3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
  • cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
  • Cornerstone First Mortgage
  • 2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
  • Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
  • WindVest Corporation
  • 3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
  • Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry