Explore the differences! FHA VS Conventional loan programs in Elbridge, Onondaga County, New York

In 2025, Convetional loan limit in Elbridge, county of Onondaga, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Elbridge, county of Onondaga, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13112, 13060, 13080

Conventional and FHA loan options in Elbridge, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Access Capital Group, Inc.
  • 202 East Earll Drive, Suite 460, Phoenix, AZ, 85012
  • Access Capital Group, Inc. has been closing residential home loans since 2001.Our entire organization is built to provide you with market insight, industry leading customer support, and the lowest rates available in your area. Our nationally certified mortgage professionals will work with you one on one to ensure that you get a financial solution.
  • D&E Realty Financing and Investments LLC
  • 1634 North 7th Street, Suite 1, Phoenix, AZ, 85006
  • D&E Realty Financing and Investments, LLC in 1998. Since then, D&E Financing has grown to be one of Arizona's leading mortgage brokers. After years of working in the mortgage and real estate fields, the founding partners of D&E Financing came to realize that the number one problem experienced by borrowers was the lack of honesty.
  • Price Team Lending
  • 17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308
  • Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.
  • Mountain Ridge Mortgage, LLC
  • 20819 North 52nd Avenue, Glendale, AZ, 85308
  • At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,
  • LUND MORTGAGE TEAM, INC.
  • 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308
  • We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.
  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
  • Copperstate Home Loans, LLC
  • 7362 North 38th Avenue, Phoenix, AZ, 85051
  • Copperstate Home Loans, LLC is an Arizona based mortgage company specializing in home lending. We pride ourselves on offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re a first-time home buyer or looking to refinance an existing loan
  • AERO Federal Credit Union
  • 5811 W. Talavi Blvd, Glendale, AZ, 85306
  • We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
  • Capital RB Solutions LLC
  • 17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
  • In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
  • A Mortgage Central, LLC
  • 4019 North 15th Avenue, Phoenix, AZ, 85015
  • At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you