which one is better? Conventional or FHA Baldwinsville, NY

In 2025, the limit on conventional loans in Baldwinsville, located in Onondaga County, NY, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator helps you evaluate today's top rates for Conventional, FHA, and USDA loans, determining what income, credit, reserves, and documentation you need to qualify. This advanced tool lets you see Conforming Conventional loans along with USDA, FHA, and VA options side by side, helping you choose the program in NY that best fits your financial needs.

Options for Conventional and FHA Loans in Baldwinsville, NY

Lendersa® is committed to providing you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Start by choosing one of three options to find matching lenders and suitable loan programs.

Check USDA loan request outcomes with Lendersa

(877) 968-7828 Lender's profile and map Reviews Ukrainian Federal Credit Union 824 E Ridge Rd, Rochester, NY, 14621 Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
(585) 271-2400 Lender's profile and map Reviews Tompkins Lending 115 Liberty Pole Way, Rochester, NY, 14604 Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
(585) 336-1000 Lender's profile and map Reviews ESL Federal Credit Union 225 Chestnut Street, Rochester, NY, 14604 ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
(585) 461-2230 Lender's profile and map Reviews Genesee Co-op Federal Credit Union 395 Gregory Street, Rochester, NY, 14620 Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
(585) 334-2710 Lender's profile and map Reviews Ever $ Green Federal Credit Union 2215 East Henrietta Road, Rochester, NY, 14623 At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
(315) 894-9924 Lender's profile and map Reviews Remington FCU 39 Central Plaza, Ilion, NY, 13357 Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(585) 453-7000 Lender's profile and map Reviews The Summit Federal Credit Union 100 Marina Drive, Rochester, NY, 14624 The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
(585) 247-0724 Lender's profile and map Reviews St Pius Federal Credit Union 2998 Chili Avenue, Rochester, NY, 14624 St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(315) 493-3480 Lender's profile and map Reviews Carthage Federal Savings and Loan 313 State St, Carthage, NY, 13619 Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
(607) 763-6565 Lender's profile and map Reviews UHS Employees Federal Credit Union 33-57 Harrison Street, Johnson City, NY, 13790 UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,