Explore the differences! FHA VS Conventional loan programs in Ellicott, Chautauqua County, New York

For 2026, the conventional loan limit in Ellicott, located in the county of Chautauqua, NY, is $726,200. Meanwhile, the FHA limit for a single-family residence is established at $472,030.

Lendersa today's Conventional loan rate insight
Loan calculator comparison tool

With the Lendersa® Conventional loan calculator, compare top current rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation needed for eligibility. This advanced calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the ideal program for your financial context in NY.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Ellicott, County of Chautauqua, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 14733

Conventional and FHA Loan Options in Ellicott, NY

The mission of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Start with one of three pathways leading to matched lenders and loan programs.

  1. Submit a detailed request using Conventional/USDA/FHA optimization
  2. Locate USDA and FHA terms and rates first
  3. Access the largest database of Conventional lenders
Results from Lendersa USDA loan request


Ellicott Lenders


  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Lends in New York

  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • Lends in New York

  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

    ""It's my credit union; it belongs to me.""
    When you walk into the credit union lobby, or call a loan officer

  • Southern Chautauqua Federal Credit Union
  • 168 East Fairmount Avenue, Lakewood, NY, 14750
  • Lends in New York

  • Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.

    Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.

  • CCSE Federal Credit Union
  • 417 Broad Street, Salamanca, NY, 14779
  • Lends in New York

  • CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.

  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • Lends in New York

  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.

  • Inner Lakes Federal Credit Union
  • 19-21 East Main Street, Westfield, NY, 14787
  • Lends in New York

  • At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.

  • Lake Shore Savings Bank
  • 128 East Fourth Street, Dunkirk, NY, 14048
  • Lends in New York

  • Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA