Explore the differences! FHA VS Conventional loan programs in Ellery, Chautauqua County, New York

In the year 2025, the Conventional loan limit for Ellery, located in Chautauqua, NY, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Establish the income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in NY for your financial requirements.

Review loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Ellery, Chautauqua County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons cover the following zip codes: 14756, 14742, 14712, 14728, 14782, 14701

Available Conventional and FHA Loan Options in Ellery, NY

The goal of Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points to find matched lenders and suitable programs.

Lendersa: USDA loan request results and matches


  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Alliance Mortgage Finance LLC
  • 900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AMERICAN UNITED MORTGAGE CORPORATION
  • 210 Haven Avenue, Scotch Plains, NJ, 07076
  • American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
  • Poca Valley Bank
  • 142 Main St, Poca, WV, 25159
  • The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
  • First Federal Savings and Loan Association of Van Wert
  • 679 Fox Road, Van Wert, OH, 45891
  • First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
  • North Jersey Federal Credit Union
  • 711 Union Blvd, Totowa, NJ, 07512
  • In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
  • North Capital Funding Corporation
  • 535 Union Boulevard, Totowa, NJ, 07512
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.