FHA VS Conventional loan programs in Ellery, Chautauqua County, New York

In the year 2026, the Conventional loan limit for Ellery, located in Chautauqua, NY, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Establish the income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in NY for your financial requirements.

Review loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Ellery, Chautauqua County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons cover the following zip codes: 14756

Available Conventional and FHA Loan Options in Ellery, NY

The goal of Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points to find matched lenders and suitable programs.

Lendersa: USDA loan request results and matches


  • Alterna Mortgage Company
  • 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
  • Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.

  • Churchgate Mortgage
  • 1338 Center Court Drive, Suite 111, Covina, CA, 91724
  • Churchgate Mortgage is a premier California-based mortgage company located in Covina, CA. Churchgate Mortgage brings many years of experience to every loan we originate, and we have earned a successful reputation for our extremely client-oriented philosophy. We take pride in providing our customers with excellent service and low rates.

  • Calderon, Jaime Alejandro
  • 1272 Center Court, Suite 206, Covina, CA, 91724
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • PACIFIC HORIZON LENDING
  • 917 North Grand Avenue, Covina, CA, 91724
  • At Pacific Horizon Lending, we pride ourselves on our role in the mortgage industry. As a Full-Service Direct Lender and Mortgage Broker, we operate a team of experienced professionals who know how to handle the complex details involved in mortgage lending. From purchasing to refinancing, we do it all.

  • Loan Advisor Group Inc.
  • 908 S Village Oaks Dr, Suite 200, Covina, CA, 91724
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pacific Loanworks, Inc
  • 461 Grand Ave, Covina, CA, 91724
  • Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients

  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.

  • Mortgage One Northwest, Inc
  • 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
  • Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.

  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.