FHA VS Conventional loan in Fayette, Seneca County, New York
For 2026, the Conventional loan limit in Fayette, located in Seneca county, NY, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
The Lendersa® Conventional loan calculator helps you compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial needs in NY.
Loan Limits and Down Payment Requirements for 2026 in Fayette, Seneca County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 13165
Conventional and FHA Loan Options in Fayette, NY
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly, hassle-free. You can select from three options that lead to lenders and loan programs that match your needs.
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