Explore the differences! FHA VS Conventional loan programs in Fayette, Seneca County, New York
For 2025, the Conventional loan limit in Fayette, located in Seneca county, NY, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
The Lendersa® Conventional loan calculator helps you compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial needs in NY.
Loan Limits and Down Payment Requirements for 2025 in Fayette, Seneca County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 13165, 14456, 13148, 13065
Conventional and FHA Loan Options in Fayette, NY
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly, hassle-free. You can select from three options that lead to lenders and loan programs that match your needs.
31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids.
Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Atlantis Mortgage collaborates with lenders to price loans with rates that are consistently affordable and within our clients’ means. Led by a team of professionals with over thirty years of proven industry success, our loan professionals facilitate invaluable insight to borrowers with a wide variety of options and affordable rates.
32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
