FHA VS Conventional loan programs in Seneca-Falls, Seneca County, New York

In 2025, the Conventional loan limit in Seneca-Falls, within Seneca county, NY, is $647,200. The FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to compare today’s rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, so you can choose the best option for your financial situation in NY.

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2025 Loan Limits and Down Payment Requirements in Seneca-Falls, Seneca, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to zip codes: 13165, 13148

Conventional and FHA Loan Options in Seneca-Falls, NY

Lendersa® aims to help you find the fastest and most suitable Conventional, USDA, or FHA loan without hassle. Select from one of three starting points leading to matched lenders and loan programs.

Lendersa USDA loan request and matching results


  • 121 Financial Credit Union
  • 701 Riverside Park Place, Jacksonville, FL, 32204
  • 121 Financial is a member-owned, not-for-profit credit union headquartered in Jacksonville, Florida. We offer a full range of financial services and pride ourselves on providing members with a high level of personalized service. We specialize in lending and are passionate about seeing our local businesses and community thrive.
  • MedPro One
  • 1650 Margaret St, Suite 302, Jacksonville, FL, 32204
  • MedPro One provides services and products focused specifically to one audience, Medical Professionals. We offer an online market place displaying tailored options of products and lenders to meet the personal and financial needs of our clients. This online market place is revolutionizing the approach
  • Elite Lending Service Inc
  • 707 Peninsular Place, Jacksonville, FL, 32204
  • Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.
  • Mortgages By Linda
  • 8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
  • Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
  • Abraham Mortgage LLC
  • 3084 Bellechase Court, Jacksonville, FL, 32216
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Florida Mortgage corp
  • 6817 Southpoint Parkway, 1002, Jacksonville, FL, 32216
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
  • Sharp Mortgages, Inc
  • 8785 Perimeter Park Blvd., Jacksonville, FL, 32216
  • We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
  • Bayway Mortgage Group
  • 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
  • Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.