Explore the differences! FHA VS Conventional loan programs in Flanders, Suffolk County, New York

In 2025, the conventional loan limit for Flanders, situated in Suffolk county, NY, is established at $1,089,300, whereas the FHA limit is $1,089,300 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to compare current rates of Conventional against FHA and USDA options, and learn what income, credit, reserves, and documents are needed for qualification. This advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options. This comparison helps decide which program in NY best fits your financial reality.

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2025 Loan Limits and Down Payment Details for Flanders, Suffolk, in NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to these zip codes: 11901

Explore Conventional and FHA Loan Options in Flanders, NY

Lendersa® aims to provide you with the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three initiation points that lead to matching lenders and loan selections.

Results of Lendersa USDA loan request


  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
  • Advisory Lending Group
  • 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
  • Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
  • Accelin Loans, LLC
  • 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
  • Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.
  • Archstone Home Mortgage
  • 18613 103rd Ave NE, Bothell, WA, 98011
  • Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • TILA MORTGAGE
  • 19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
  • TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
  • Hometown Mortgage Corporation
  • 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Lending Investments, Inc.
  • 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
  • "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
  • Equity Solutions Northwest
  • 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.