FHA VS Conventional loan programs in 2025 for Flanders, Suffolk County, New York

In 2025, the conventional loan limit for Flanders, situated in Suffolk county, NY, is established at $1,089,300, whereas the FHA limit is $1,089,300 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to compare current rates of Conventional against FHA and USDA options, and learn what income, credit, reserves, and documents are needed for qualification. This advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options. This comparison helps decide which program in NY best fits your financial reality.

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2025 Loan Limits and Down Payment Details for Flanders, Suffolk, in NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to these zip codes: 11901

Explore Conventional and FHA Loan Options in Flanders, NY

Lendersa® aims to provide you with the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three initiation points that lead to matching lenders and loan selections.

Results of Lendersa USDA loan request


  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
  • Fund That Flip
  • 10 E 23rd Street, 5th FL, New York, NY, 10010
  • Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
  • AJlenders LLC
  • 2918 Ave I, Brooklyn, NY, 11210
  • AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment property or your 100th deal, choosing the right loan and lender for your project is extremely important. Talk to us today for a free no-obligation assessment.
  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
  • Shield Funding
  • 2 West 46th Street, New York, NY, 10036
  • Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
  • Gala Resources LLC
  • 1212 Avenue of the Americas, New York, NY, 10036
  • Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for Bank-foreclosed residential properties REOs Short Sales Multi-family buildings Real estate acquisition We are a direct hard money lender. We are not brokers. We do work with b
  • Saxon Spencer Capital
  • 57 W. 57th Street, Suite 300, New York, NY, 10019
  • Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.