FHA VS Conventional loan in Riverhead, Suffolk County, New York
In the year 2025, the limit for conventional loans in Riverhead, within Suffolk county, NY, is set at $1,089,300. Conversely, the FHA loan limit designated for a single-family residence is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's top Conventional, FHA, and USDA rates. Assess the necessary income, credit status, reserves, and required documentation for evaluating eligibility. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, assisting in identifying the most suitable program in NY for your personal financial circumstances.
2025 Loan Limits and Down Payment Requirements in Riverhead, County of Suffolk, NY
Type of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to the following zip codes: 11933, 11792, 11948, 11901, 11970, 11949, 11947, 11931
Options for Conventional and FHA Loans in Riverhead, NY
Lendersa® aims to expedite your acquisition of the most favorable Conventional, USDA, or FHA loan with ease. Begin with one of three options designed to connect you to matching lenders and appropriate loan programs.
Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.
Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.
The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.
At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
