FHA VS Conventional loan in Floral-Park, Nassau County, New York

In 2025, the conventional loan limit in Floral-Park, within the boundaries of Nassau county, NY, stands at $970,800, whereas the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to compare today's prominent rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating the choice of the best program in NY tailored to your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Standards in Floral-Park, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 11001, 11002

Conventional and FHA Loan Opportunities in Floral-Park, NY

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you without complicated processes. Choose one of three starting strategies to connect with lenders and matching loan programs.

Results from Lendersa USDA loan request


  • OBMortgage
  • 4665 Coronado Ave, San Diego, CA, 92107
  • OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
  • Denali Commercial Mortgage
  • 8754 SE Margie Way, Happy Valley, OR, 97086
  • Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
  • Golden Mortgage LLC
  • 10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Root Mortgage
  • 10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
  • At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
  • Merchants Home Lending
  • 2305 Historic Decatur, Suite 100, San Diego, CA, 92106
  • Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
  • Premier Capital Mortgage
  • 2730 Poinsettia Drive, San Diego, CA, 92106
  • Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
  • Wenhe Mortgage and Realty
  • 2924 Emerson St, Suite 202, San Diego, CA, 92106
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Shelter Island Capital
  • 2915 Canon St., San Diego, CA, 92106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client! We look forward to completing a smooth loan process, and you will be excited to tell your friend
  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity