FHA VS Conventional loan programs in 2025 for Garden-City-Park, Nassau County, New York

In the year 2025, the conventional loan limit set for Garden-City-Park, located in Nassau county, NY, is determined at $970,800. Comparatively, the FHA limit applicable for a single-family home in this area is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Analyze the specific income levels, credit score requirements, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator provides you with side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options. This feature empowers you to decide which program in NY fits best with your specific financial situation and objectives.

Compare diverse loan offers from 100 different lenders

2025 Loan Limitations and Down Payment Requirements in Garden-City-Park, County of Nassau, NY

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Note: This comparison table is applicable to the following zip codes: 11040

Exploring Conventional and FHA Loan Opportunities in Garden-City-Park, NY

The core mission of Lendersa® is to efficiently facilitate the fastest and most accurate matching to the best possible Conventional, USDA, or FHA loan deals, without hassle. This begins by selecting one of three strategic pathways, each leading directly to matching lenders and loan programs precisely tailored to your unique requirements and financial goals.

Successful outcomes from Lendersa USDA loan requests


  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.
  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
  • PLUM CREEK FUNDING, INC.
  • 10952 South Pikes Peak Drive, Parker, CO, 80138
  • Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
  • Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
  • The Reichert Mortgage Team LLC
  • 12323 Sleeping Bear Road, Peyton, CO, 80831
  • The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
  • Integrity First Financial
  • 7635 McLaughlin Rd, Falcon, CO, 80831
  • Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • Redstone Bank
  • 15765 East Arapahoe Road, Centennial, CO, 80016
  • Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
  • Alliance Guaranty Mortgage Corp
  • 6105 S Main St, Suite 200, Aurora, CO, 80016
  • Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.
  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more