FHA VS Conventional loan programs in 2025 for Garden-City-Park, Nassau County, New York

In 2025, Convetional loan limit in Garden-City-Park, county of Nassau, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Garden-City-Park, county of Nassau, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11040

Conventional and FHA loan options in Garden-City-Park, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Paradyme Mortgage Inc
  • 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
  • Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
  • Foothills Credit Union
  • 7990 W Alameda Ave, Lakewood, CO, 80226
  • Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
  • Credit Union of Denver
  • 9305 W. Alameda Ave, Lakewood, CO, 80226
  • As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
  • Colorado Mortgage Loan
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
  • Land Above Ground Mortgage Inc
  • 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Chariot Financial
  • 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
  • Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.