FHA VS Conventional loan programs in 2025 for Geneseo, Livingston County, New York
For 2025, the conventional loan boundary in Geneseo, located in the county of Livingston, NY, is set at $726,200; meanwhile, the limit for FHA loans for a single-family house is $472,030.
With the Lendersa® Conventional loan calculator, you can compare the leading rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for loan qualification. The advanced mortgage calculator allows you to easily evaluate Conforming Conventional loans, USDA, FHA, and VA programs side by side, facilitating your decision on the most suitable program for your financial requirements in NY.
Details on 2025 Loan Limits and Down Payment Requirements in Geneseo, County of Livingston, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 14454
Exploring Conventional and FHA Loan Options in Geneseo, NY
At Lendersa®, our goal is to connect you swiftly with the best possible Conventional, USDA, or FHA loan without any hassle. Choose from three starting pathways to match with appropriate lenders and loan programs.
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