FHA VS Conventional loan programs in Livonia, Livingston County, New York

In 2026, the conventional loan limit for Livonia in Livingston county, NY, is $726,200, while the FHA limit is $472,030 for a single-family home.

Try the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA options, determining the income, credit, reserves, and documents needed to qualify. Our tool showcases Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you select the best program for your situation in NY.

Browse loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Livonia, Livingston County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 14487

Explore Conventional and FHA Loan Options in Livonia, NY

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options quickly and easily. Start with one of three paths to find matching lenders and loan programs.

Outcomes of Lendersa USDA loan matching


  • The Paramount Funding Company
  • 7950 North West 53 Street, Suite 337, Miami, FL, 33166
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Intercorp MS LLC
  • 8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
  • "Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.

    Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"

  • Essex Home Loans Corp
  • 8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Trust Lending
  • 8200 NW 52nd Terrace Suite 100, Doral, FL, 33166
  • We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.

  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.

  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.

  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.

  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.