FHA VS Conventional loan programs in Hamptonburgh, Orange County, New York
In the year 2025, the conventional loan in Hamptonburgh, within the county of Orange, NY allows for a limit of $726,525. Simultaneously, the FHA loan limit stands at $472,030 for single-family residences.
By utilizing the Lendersa® Conventional loan calculator, you can contrast today's FHA, USDA, and Conventional top rates. It helps determine the requisite income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA all at once, which helps in deciding the most suitable program in NY for your specific financial needs.
2025 loan ceilings and down payment requirements in Hamptonburgh, Orange county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This comparison chart applies to zip codes: 10916, 12549
Exploring Conventional and FHA loan opportunities in Hamptonburgh, NY
Lendersa® aims to deliver the finest conventional, USDA, or FHA loans promptly and effortlessly. Begin with one of these three approaches, each leading to lender matches and loan offerings.
United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
"NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.
At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.