FHA VS Conventional loan programs in 2025 for New-Windsor, Orange County, New York

For 2025, the conventional loan limit in New-Windsor, located in the county of Orange, NY, stands at $726,525. The FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps you compare today’s best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit status, reserves, and documentation needed for qualification. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding the most suitable program in NY for your financial situation.

Look through loan offers from 100 distinct lenders

2025 Loan Limits and Down Payment Requirements in New-Windsor, Orange, NY

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This comparison table relates to the zip codes: 10992, 12553, 12543, 12577, 12575, 12584

Conventional and FHA Loan Paths in New-Windsor, NY

Lendersa® is focused on swiftly connecting you with the best possible Conventional, USDA, or FHA loan options without unnecessary hassle. Begin with one of three pathways to identify matching lenders and suitable loan possibilities.

Analysis from Lendersa's USDA loan request and matching results


  • Abbeville Building & Loan
  • 1212 Charity Street, Abbeville, LA, 70510
  • Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
  • The Payne County Bank
  • 202 South Main Street, Perkins, OK, 74059
  • Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
  • Exchange Bank and Trust Company
  • 523 Delaware, Perry, OK, 73077
  • The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
  • First National Bank in DeRidder
  • 823 Mahlon Street, Deridder, LA, 70634
  • FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.
  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
  • First Bank Sterling, KS
  • 128 South Broadway Avenue, Sterling, KS, 67579
  • While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.
  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.