In 2026, the Conventional loan limit for a single-family home in Harrietstown, county of Franklin, NY, is $726,200, while the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most fitting program for your financial situation in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 12983
The aim of Lendersa® is to promptly connect you with the best loan options for Conventional, USDA, or FHA loans, ensuring a hassle-free experience. Choose one of three steps to connect with matching lenders and loan products.
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