FHA VS Conventional loan in Harrison, Westchester County, New York

In 2026, the conventional loan limit in Harrison, located in the county of Westchester, NY, is $1,089,300. For a single-family home, the FHA limit is set at $1,089,300.

Make use of the Lendersa® Conventional loan calculator to examine today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification needs. With our advanced mortgage tool, you can see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the best program in NY tailored to your financial condition.

Browse loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Harrison, Westchester, NY

Type of Loan Maximum Loan Required Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The table is relevant for these zip codes: 10604

Exploring Conventional and FHA Loan Options in Harrison, NY

Lendersa® is committed to facilitating swift access to the optimal Conventional, USDA, or FHA loan without hassle. Choose one of three strategies to align with lenders that match your needs and potential loan offerings.

Details from Lendersa's USDA loan request and matching results


  • Cardinal Financial Company
  • 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273
  • When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.

  • CASE Credit Union
  • 4316 S. Pennsylvania Ave., Lansing, MI, 48910
  • CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • Atrium Credit Union
  • 6051 Market Avenue, Suite C, Franklin, OH, 45005
  • Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.

  • Select Seven Credit Union
  • 333 East Main Street, Johnson City, TN, 37601
  • Select Seven Credit Union was originally called Pet Dairy Employees Federal Credit Union and received a federal charter on March 15, 1949. The original charter covered the employees of Pet Dairy Products Company in several southeastern states. we offer members a tremendous choice of financial products such as loans for almost every purpose.

  • HomeWorks Community Lending
  • 214 East Watauga Avenue, Johnson City, TN, 37601
  • We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.

  • Encore Lending Group
  • 206 Wesley St., Johnson City, TN, 37601
  • ENCORE LENDING we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes.

  • First Federal Savings and Loan Association of Van Wert
  • 679 Fox Road, Van Wert, OH, 45891
  • First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.