FHA VS Conventional loan programs in Harrison, Westchester County, New York

In 2025, the conventional loan limit in Harrison, located in the county of Westchester, NY, is $1,089,300. For a single-family home, the FHA limit is set at $1,089,300.

Make use of the Lendersa® Conventional loan calculator to examine today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification needs. With our advanced mortgage tool, you can see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the best program in NY tailored to your financial condition.

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2025 Loan Limits and Down Payment Requirements in Harrison, Westchester, NY

Type of Loan Maximum Loan Required Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The table is relevant for these zip codes: 10604, 10580, 10577, 10528

Exploring Conventional and FHA Loan Options in Harrison, NY

Lendersa® is committed to facilitating swift access to the optimal Conventional, USDA, or FHA loan without hassle. Choose one of three strategies to align with lenders that match your needs and potential loan offerings.

Details from Lendersa's USDA loan request and matching results


  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
  • CIBM Bank
  • 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
  • RESONATE MORTGAGE INC
  • 140 N Barrington Rd, Suite 5, Streamwood, IL, 60107
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Devlin Development Worldwide: Financing Your Property Investment Dreams Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M. Contact us today to help close on your investment property.
  • Regent Mortgage Corporation
  • 980 Birmingham Road, Suite 501-356, Milton, GA, 30004
  • Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
  • Good Friend Mortgage Inc.
  • 902 Abbey Court, Alpharetta, GA, 30004
  • "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida. Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."