FHA VS Conventional loan in White-Plains, Westchester County, New York
For 2025, individuals interested in Conventional loans in White-Plains, within Westchester county of NY, will find that the loan limit is set at $970,800. Conversely, for a single-family home, the FHA loan cap is $970,800. Knowing these limits is vital for planning real estate investments and purchases within these areas, ensuring that consumers are well-informed about the financial parameters that guide their loan applications.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's most competitive rates among Conventional, FHA, and USDA loans. This tool helps define the income, credit level, reserves, and documents necessary for qualification. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, allowing you to make the best decision for your specific financial needs in NY. This comparison is invaluable for those looking to optimize their mortgage strategy.
Detailed coverage of 2025 loan limits and downpayment guidelines in White-Plains, Westchester county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
Please note that this table applies to the zip codes: 10603, 10601, 10604, 10605, 10606, 10602
Diverse loan options: Conventional and FHA in White-Plains, NY
The core objective of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loan, minimizing any inconvenience. Choose among three starting pathways to link up with lenders and loan offerings that truly align with your requirements. By providing an intuitive and straightforward means to access these loan products, we ensure that your journey towards securing a mortgage is as smooth and beneficial as possible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.
