FHA VS Conventional loan programs in Hector, Schuyler County, New York
For the year 2025, the conventional loan limit in Hector, within Schuyler county, NY, is set at $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030, providing a broad spectrum of possibilities for homeowners in the area.
Make use of Lendersa®'s Conventional loan calculator to explore and evaluate today's best rates among Conventional, FHA, and USDA options. It helps you figure out the necessary income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, giving you the tools to choose the most suitable program in NY that aligns with your financial goals.
2025 Loan Limits and Down Payment Requirements in Hector, Schuyler County, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 14805, 14886, 14841, 14869, 14818, 14863
Explore Conventional and FHA Loan Options in Hector, NY
Lendersa® is committed to efficiently connecting you with the top Conventional, USDA, or FHA loans available, all without the hassle. Begin your journey with one of three starting methods that guide you to matching lenders and appropriate loan programs tailored for your needs.
Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs
Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.
SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.
"Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years.
Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."
Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.
