FHA VS Conventional loan in Watkins-Glen, Schuyler County, New York

For the year 2025 in the city of Watkins-Glen, located in the county of Schuyler, NY, the conventional loan limit is set at $647,200, whereas the FHA loan limit is established at $420,680 for single family residences.

Utilize the Lendersa® Conventional loan calculator to assess the current rates of Conventional, FHA, and USDA loans and ascertain the required income, credit score, reserves, and documentation for approval. Our comprehensive mortgage calculator allows side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the most appropriate program for your financial needs in NY.

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2025 Loan Limits & Downpayment Requirements in Watkins-Glen, Schuyler, NY

Loan Type Loan Limit Downpayment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 14891

Conventional & FHA Loan Alternatives in Watkins-Glen, NY

The aim of Lendersa® is to promptly and effortlessly connect you with optimal Conventional, USDA, or FHA loan options. Choose any of these three initial steps to facilitate lender selection and loan program matching.

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  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • AMP Lending
  • 1400 Ravello Dr. Ste N170, Katy, TX, 77449
  • Abundance of Product Options “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.
  • AMP Lending
  • 1400 Ravello Dr. STE N170, Katy, TX, 77449
  • AMP Lending is a privately-held mortgage company located in Austin and Katy, Texas. We are a full-service professional mortgage company licensed to provide residential mortgages across the state of Texas. AMP, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs.
  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.
  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.
  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941