Explore the differences! FHA VS Conventional loan programs in Watkins-Glen, Schuyler County, New York
For the year 2025 in the city of Watkins-Glen, located in the county of Schuyler, NY, the conventional loan limit is set at $647,200, whereas the FHA loan limit is established at $420,680 for single family residences.
Utilize the Lendersa® Conventional loan calculator to assess the current rates of Conventional, FHA, and USDA loans and ascertain the required income, credit score, reserves, and documentation for approval. Our comprehensive mortgage calculator allows side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the most appropriate program for your financial needs in NY.
2025 Loan Limits & Downpayment Requirements in Watkins-Glen, Schuyler, NY
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to zip codes: 14891
Conventional & FHA Loan Alternatives in Watkins-Glen, NY
The aim of Lendersa® is to promptly and effortlessly connect you with optimal Conventional, USDA, or FHA loan options. Choose any of these three initial steps to facilitate lender selection and loan program matching.
Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
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Loan Options we
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Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years.
We are a not-for-profit cooperative financial institution serving
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Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
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