Explore the differences! FHA VS Conventional loan programs in Hicksville, Nassau County, New York

In the year 2026, the Conventional loan ceiling in Hicksville, located in the county of Nassau, NY, is set at $1,089,300. Alternatively, the FHA loan limit for a single-family home is defined as $1,089,300. Knowing these figures is pivotal for assessing your housing finance options effectively.

The Lendersa® Conventional loan calculator is an invaluable tool, offering a comparison of today's premier rates for Conventional, FHA, and USDA loans. This advanced calculator helps ascertain the income level, credit score, reserves, and required documentation to qualify. Through it, compare Conforming Conventional loans, USDA, FHA, and VA loans. You can then identify which loan program in NY is most suitable for your personal financial needs and goals.

Examine loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Hicksville, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

Please note, this comparison table is relevant for the following zip codes: 11801.

Available Loan Options: Conventional and FHA in Hicksville, NY

The mission of Lendersa® is to promptly connect you with the best possible Conventional, USDA, or FHA loans, free from unnecessary complications. Choose one of three initial paths to match with lenders and discover suitable loan programs. Navigate your financing needs effortlessly to ensure you find the ideal mortgage solution.

Overview of Lendersa's USDA loan request matches


Hicksville Lenders

  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • Lends in New York
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families.

    If you are not currently a member, you may want to browse our site

  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • Lends in New York
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans

  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Lends in New York
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.

  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Lends in New York
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.

  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Lends in New York
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.

  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Lends in New York
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in New York
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lends in New York
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.

  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • Lends in New York
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.