Explore the differences! FHA VS Conventional loan programs in Jericho, Nassau County, New York

In 2026, the conventional loan limit for Jericho, situated in Nassau County, NY, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

With Lendersa® Conventional loan calculator, compare the best current rates between Conventional, FHA, and USDA. Assess the required income, credit, reserves, and documents needed for qualification. Our advanced tool shows Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in choosing the most suitable program in NY for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Jericho, Nassau County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 11753

Conventional and FHA Loan Options in Jericho, NY

The aim of Lendersa® is to quickly provide you with the best possible Conventional, USDA, or FHA loans with minimal hassle. Select one of three starting options that lead you to matching lenders and loan programs.

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Jericho Lenders

  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Lends in New York
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.

  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • Lends in New York
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families.

    If you are not currently a member, you may want to browse our site

  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • Lends in New York
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans

  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lends in New York
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.

  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • Lends in New York
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.

  • Meadowbrook Financial Mortgage Bankers Corp.
  • 1600 Stewart Ave, Suite 701, Westbury, NY, 11590
  • Lends in New York
  • Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.

  • Mid-Island Mortgage Corp
  • 900 Merchants Concourse Suite #112, Westbury, NY, 11590
  • Lends in New York
  • Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate"​ and, since we are highly competitive with our rates

  • Mortgage Wealth Advisors Inc
  • 225 Executive Drive, Suite 410, Plainview, NY, 11803
  • Lends in New York
  • Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.

  • Green River Capital Corp
  • 1670 Old Country Road, Suite 220, Plainview, NY, 11803
  • Lends in New York
  • Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration