FHA VS Conventional loan programs in 2025 for Huntington-Station, Suffolk County, New York

In 2025, Convetional loan limit in Huntington-Station, county of Suffolk, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Huntington-Station, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11746

Conventional and FHA loan options in Huntington-Station, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
  • Riverside Lending, LLC
  • 910 N Tennessee St., Cartersville, GA, 30120
  • Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
  • American Mortgage Group, Inc
  • 205 Stonewall Street, Cartersville, GA, 30120
  • In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
  • 1st Georgia Home Mortgage
  • 6 Maybelle St, Cartersville, GA, 30120
  • 1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.
  • Partners In Mortgage Inc
  • 1350 East Main Street, Saint Charles, IL, 60174
  • We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.
  • Fox Valley Credit Union
  • 575 North Broadway, Aurora, IL, 60505
  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Coca-Cola Federal Credit Union
  • 1 Coca-Cola Plaza NW, Atlanta, GA, 30313
  • Coca-Cola Credit Union (CCCU) was founded in 1965 to offer associates of The Coca-Cola Company and immediate family members a full range of financial services and benefits. When you’re a member, the credit union principle of “Partner with members to achieve financial success” allows us to tailor programs and services to meet your needs
  • Citizens Trust Bank
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers