Explore the differences! FHA VS Conventional loan programs in South-Huntington, Suffolk County, New York

For the year 2025, in South-Huntington located in Suffolk, NY, the loan ceilings are defined such that a Conventional loan is capped at $970,800 whereas the FHA limit for a single-family home is $970,800.

Lendersa® offers a Conventional loan calculator that enables you to compare today’s Conventional, FHA, and USDA best rates. It determines the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA, guiding your decision on the optimal program for your financial needs in NY.

Evaluate loan offers from over 100 lenders

2025 Loan Limits and Downpayment Criteria in South-Huntington, County of Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: The comparison data is valid for these zip codes: 11746

Available Conventional and FHA Loan Alternatives in South-Huntington, NY

Lendersa® strives to offer you the finest Conventional, USDA, or FHA loan options promptly and efficiently. You can start by selecting one of the three pathways to match with relevant lenders and loan programs.

Lendersa USDA loan request outcome display


  • SWAPAMORTGAGE LLC
  • 805 N. Olive Ave, West Palm Beach, FL, 33401
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
  • Palm Beach First Financial & Mortgage Company LLC
  • 120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
  • Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
  • Jet Mortgage Group
  • 224 Datura Street, Suite 910, West Palm Beach, FL, 33401
  • Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
  • GREYSON CAPITAL, LLC
  • 120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
  • Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
  • Ocean Capital Lending
  • 120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
  • Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
  • 7th Level Mortgage LLC
  • 515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401
  • 7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • Barnett Financial Services Inc
  • 2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Minnesota Bank & Trust
  • 7701 France Avenue South, Edina, MN, 55435
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • BendOver BackWard Broker
  • 510 W 77th St, Suite 380, Edina, MN, 55435
  • Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
  • Metropolitan Financial Mortgage Company
  • 4445 West 77th Street, Suite 210, Edina, MN, 55435
  • MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available. We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.