FHA VS Conventional loan programs in South-Huntington, Suffolk County, New York

For the year 2026, in South-Huntington located in Suffolk, NY, the loan ceilings are defined such that a Conventional loan is capped at $970,800 whereas the FHA limit for a single-family home is $970,800.

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Comparison of loan calculator

Lendersa® offers a Conventional loan calculator that enables you to compare today’s Conventional, FHA, and USDA best rates. It determines the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA, guiding your decision on the optimal program for your financial needs in NY.

Evaluate loan offers from over 100 lenders

2026 Loan Limits and Downpayment Criteria in South-Huntington, County of Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: The comparison data is valid for these zip codes: 11746

Available Conventional and FHA Loan Alternatives in South-Huntington, NY

Lendersa® strives to offer you the finest Conventional, USDA, or FHA loan options promptly and efficiently. You can start by selecting one of the three pathways to match with relevant lenders and loan programs.

  1. Submit a comprehensive request optimized for Conventional/USDA/FHA loans
  2. Explore Conventional, USDA, and FHA rates and terms before proceeding
  3. Browse through the extensive directory of Conventional lenders
Lendersa USDA loan request outcome display



  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593

  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise.
    Our expert Mortgage Advisors work closely with multiple wholesale lenders."

  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555

  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.

  • NobleBank & Trust
  • 1509 Quintard Ave, Anniston, AL, 36201

  • At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.

  • North Pines Financial Solutions
  • 2135 W Sunnyview Dr, Peoria, IL, 61614

  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614

  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.

  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075

  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service

  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540

  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.

    In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area

  • Home Mortgage Specialists, Inc.
  • 6808 Knoxville Ave, Peoria, IL, 61615

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Community State Bank of Rock Falls
  • 1801 First Avenue, Rock Falls, IL, 61071

  • Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.

  • Sterling Federal Bank
  • 110 E 4th St, Sterling, IL, 61081

  • We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.

    Sterling Federal is even older than the Federal Reserve Bank

  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462

  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,

  • Milledgeville State Bank
  • 451 North Main Street, Milledgeville, IL, 61051

  • Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
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