Conventional compare with FHA Loan Hyde-Park, NY [Dutchess

In 2026, the Conventional loan cap in Hyde-Park, within Dutchess county, NY is determined to be $726,525. Meanwhile, the FHA limit for a single-family dwelling is $420,680.

The Lendersa® Conventional loan calculator helps compare current top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced tools, you can review Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program in NY is the best match for your financial circumstances.

Exploring FHA and Conventional Loan Opportunities in Hyde-Park, NY

The mission of Lendersa® is to provide quick access to excellent loan options—whether Conventional, USDA, or FHA—streamlined efficiently. Begin with one of three pathways leading to matched lenders and loan programs.

Loan Category	Maximum Allowance	Required Downpayment
Conventional Conforming	$726,525	3%
USDA	$581,220	0%
FHA	$420,680	3.5%

Lendersa overview of USDA loan requests and results

Hyde-Park Lenders
(845) 454-8555 Lender's profile and map Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Lends in New York Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(845) 463-3011 Lender's profile and map Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Lends in New York Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(800) 847-4283 Lender's profile and map Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 Lender's profile and map Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(845) 452-7323 Lender's profile and map TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 Lends in New York TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(518) 828-9981 Lender's profile and map First Hudson Mortgage Company 20 King Arthur Way, Hudson, NY, 12534 Lends in New York Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
(518) 828-0185 Lender's profile and map Valley Mortgage Company Inc 751 Warren Street, Front Hudson, NY, 12534 Lends in New York Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
(845) 457-7700 Lender's profile and map Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Lends in New York Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
(800) 711-1071 Lender's profile and map Putnam Capital Services 1013 Route 6, Mahopac, NY, 10541 Lends in New York At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.