FHA VS Conventional loan in Hyde-Park, Dutchess County, New York

In 2025, the Conventional loan cap in Hyde-Park, within Dutchess county, NY is determined to be $726,525. Meanwhile, the FHA limit for a single-family dwelling is $420,680.

The Lendersa® Conventional loan calculator helps compare current top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced tools, you can review Conforming Conventional loans alongside USDA, FHA, and VA options to decide which program in NY is the best match for your financial circumstances.

Evaluating loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Hyde-Park, NY

Loan Category Maximum Allowance Required Downpayment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This table is specifically for zip codes: 12580, 12601, 12538

Exploring FHA and Conventional Loan Opportunities in Hyde-Park, NY

The mission of Lendersa® is to provide quick access to excellent loan options—whether Conventional, USDA, or FHA—streamlined efficiently. Begin with one of three pathways leading to matched lenders and loan programs.

Lendersa overview of USDA loan requests and results


  • American National Bank
  • 8990 W Dodge Rd, Omaha, NE, 68114
  • We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
  • Goodman Mortgage Corporation
  • 801 N 96th St, Suite 2592, Omaha, NE, 68114
  • Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too! We have the experience to identify.
  • Finance 1 LLC
  • 1005 S 76th St, Suite 102, Omaha, NE, 68114
  • Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
  • Celebrity Mortgage
  • 320 SE 11th Street, Fort Lauderdale, FL, 33316
  • Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
  • Ahnee Mortgage Inc
  • 1560 Sawgrass Corporate Parkway, 4th Floor, Sunrise, FL, 33323
  • "From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions. Loan Products... Easy Application Process. Quick Approval Time. Customized Options For You. Step By Step Assistance From Professional Loan Process
  • GLFinancial Services LLC
  • 1600 Sawgrass Corporate Parkway, Sunrise, FL, 33323
  • At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.
  • BANKERS MORTGAGE LENDING INC.
  • 1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
  • Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs
  • My Florida Mortgages
  • 1560 Sawgrass Corporate Parkway Suite 400, Fort Lauderdale, FL, 33323
  • My Florida Mortgages goal is to help my realtor partners grow their business. Do not loose a potential sale because you think the client does not qualify or because you were told by another lender that the client will not qualify. I have all type of mortgage programs for all your clients.
  • Hamilton Home Loans
  • 1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.