Explore the differences! FHA VS Conventional loan programs in Pleasant-Valley, Dutchess County, New York

In the year 2025, the Conventional loan limit in Pleasant-Valley, within Dutchess county, NY, is $726,525, while the FHA limit for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator is your tool to compare top rates across Conventional, FHA, and USDA loans. It helps determine qualifications in terms of income, credit, reserves, and needed documents. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to guide you in choosing the best option for your financial needs in NY.

Explore loan offers from a selection of 100 lenders

Loan limits and downpayment details for 2025 in Pleasant-Valley, Dutchess county, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This table applies to these zip codes: 12569, 12538, 12578

Options for Conventional and FHA Loans in Pleasant-Valley, NY

The goal at Lendersa® is to secure the best Conventional, USDA, or FHA loans with ease and speed. Start by choosing one of three initial steps to connect with the right lenders and programs.

Lendersa USDA loan requests and results


  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
  • Florida Family Funding LLC
  • 3812 Kittyhawk Drive, Fort Myers, FL, 33905
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Approved Mortgage Solutions Corp
  • 7101 W Commercial Blvd, Suite 4E, Tamarac, FL, 33319
  • Our agents will make sure to contact you as soon as possible to help you with your need. Servicing the South Florida region in sales, purchases, relocating, rentals, luxury homes, and commercial properties. Carl Carey is Licensed Real Estate Broker of Approved Realty Solutions Inc. Quality Real Estate, with people you can trust!
  • Fourpath Mortgage
  • 4808 W Commercial Blvd., Spring Hill, FL, 33319
  • Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans. From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.
  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
  • RHOME MORTGAGE LLC
  • 2245 NE 9th Ave, Fort Lauderdale, FL, 33305
  • RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.