FHA VS Conventional loan programs in Pleasant-Valley, Dutchess County, New York
In the year 2025, the Conventional loan limit in Pleasant-Valley, within Dutchess county, NY, is $726,525, while the FHA limit for a single-family home is set at $420,680.
The Lendersa® Conventional loan calculator is your tool to compare top rates across Conventional, FHA, and USDA loans. It helps determine qualifications in terms of income, credit, reserves, and needed documents. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to guide you in choosing the best option for your financial needs in NY.
Loan limits and downpayment details for 2025 in Pleasant-Valley, Dutchess county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,525
3%
USDA
$581,220
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 12569, 12538, 12578
Options for Conventional and FHA Loans in Pleasant-Valley, NY
The goal at Lendersa® is to secure the best Conventional, USDA, or FHA loans with ease and speed. Start by choosing one of three initial steps to connect with the right lenders and programs.
Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.
In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
