Explore the differences! FHA VS Conventional loan programs in Kinderhook, Columbia County, New York

In 2025, the conventional loan limit in Kinderhook, within the county of Columbia, NY, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the right program for your financial needs in NY.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Kinderhook, County of Columbia, NY

Loan Type Maximum Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 12106, 12184, 12130

Exploring Conventional and FHA Loan Opportunities in Kinderhook, NY

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without hassle. Start with one of three paths leading to matched lenders and appropriate loan programs.

Results for Lendersa USDA loan requests


  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
  • BD Mortgage Group
  • 9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
  • BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
  • All East Mortgage Advisors, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
  • New Dwelling Mortgage
  • N/A, Saint Petersburg, FL, 33702
  • New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
  • Detailed Mortgage Solutions, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
  • EXCEL MORTGAGE NETWORK
  • 877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
  • EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
  • Midwest Minnesota Community Development Corporation
  • 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
  • MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
  • Principle Mortgage Group, Inc.
  • 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
  • Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
  • Integrity Mortgage Group
  • 2401 W Bay Dr, Largo, FL, 33770
  • Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.
  • Wauchula State Bank
  • 106 East Main Street, Wauchula, FL, 33873
  • Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience