FHA VS Conventional loan programs in 2025 for Kinderhook, Columbia County, New York

In 2025, the conventional loan limit in Kinderhook, within the county of Columbia, NY, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the right program for your financial needs in NY.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Kinderhook, County of Columbia, NY

Loan Type Maximum Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 12106, 12184, 12130

Exploring Conventional and FHA Loan Opportunities in Kinderhook, NY

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without hassle. Start with one of three paths leading to matched lenders and appropriate loan programs.

Results for Lendersa USDA loan requests


  • Homie Loans, LLC
  • 10355 South Jordan Gateway, Suite 525, South Jordan, UT, 84095
  • Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
  • Patriot Home Loans Inc
  • 2596 West 11275 South, South Jordan, UT, 84095
  • Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.
  • Optimum Mortgage LLC
  • 11602 South Redwood Road, Suite B201, Riverton, UT, 84095
  • Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • The Lending Alliance, Inc
  • 1124 W South Jordan Pkwy, Suite A, South Jordan, UT, 84095
  • The Lending Alliance is mortgage home loan provider founded in the belief that every customer deserves the best service and that every employee deserves the best work environment no matter what.As home is where the heart is, it is our mission to be honest, faithful, and unwavering in assisting all our customers in making sound financial decisions.
  • UNIFIED LENDING INC.
  • 10808 S River Front Pkwy, Suite 393, South Jordan, UT, 84095
  • Unified Lending is your premier mortgage lender located in the beautiful Wasatch front. If you are looking to purchase a new home or refinance the one that you have, we are here to help! We take great pride at Unified Lending in educating our customers and in keeping them informed during the loan process.
  • Aspen Hills Mortgage, LLC
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
  • Integrity First Lending
  • 1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
  • Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
  • Top Tier Mortgage
  • 212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
  • Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Three Rivers Bank of Montana
  • 233 East Idaho, Kalispell, MT, 59901
  • Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
  • Whitefish Credit Union - Columbia Falls Branch
  • 1845 Highway 93 South, Columbia Falls, MT, 59901
  • Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
  • Glacier Bank
  • 202 Main St, Kalispell, MT, 59901
  • Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County. We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts