FHA VS Conventional loan programs in 2025 for Kings-Point, Nassau County, New York

In the year 2025, the conventional loan limit for Kings-Point, located in Nassau county, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is set at $970,800. These figures are crucial for prospective homeowners to consider when navigating loan options available.

Take advantage of the Lendersa® Conventional loan calculator. It allows you to compare today's most competitive rates across Conventional, FHA, and USDA loans. Determine the income levels, credit scores, reserves, and necessary documentation required to meet qualification standards. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, enabling an informed decision on which program will best serve your financial circumstances in NY. Such tools are invaluable in assessing which loan fits best with your goals and financial planning strategies.

Explore and compare loan offers from 100 different lenders to find a suitable fit for your needs

Exploring 2025 Loan Limits & Downpayment Requirements in Kings-Point, Nassau county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The above table applies to specific zip code areas: 11024, 11023, providing localized insights for better financial planning.

Diverse Loan Options: Conventional and FHA in Kings-Point, NY

Lendersa® strives to efficiently match you with the best loan option, whether it's Conventional, USDA, or FHA, tailored specifically to your requirements, ensuring a quick, hassle-free process. Explore one of three starting paths that direct you to lender matches and loan programs suited to your profile.

Lendersa showcasing USDA loan requests and the subsequent matching results


  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
  • Trust Alliance Capital
  • 2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
  • Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • First New Mexico Bank
  • 300 S Gold Ave, Deming, NM, 88030
  • First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.
  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
  • Capital Assets Utah Valley, Inc.
  • 2696 North University Avenue, Suite 236, Provo, UT, 84604
  • Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
  • Mortgage Brokers, LLC
  • 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
  • Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.